On 5 September the 北京 branch of the China 银行业 Regulatory Commission and the People’中国银行营业管理部联合发布“关于对银行个人贷款资金非法流入房地产市场进行调查的通知（京银建发（2017年第153号）。”（北京银监局人行营业管理部关于开展银行个人贷款资金违规进入房地产市场情况检查的通知）。
The Notification requires that banking sector financial institutions within the greater 北京 metropolitan area undertake self-inspections that focus upon the illicit use of personal business and consumer loans to make residential property purchases.
北京 CBRC and PBOC said that following the self-inspections by banks, regulators would conduct their own specialist investigations as well as perform strict handling of any problems uncovered.
通知的发布紧跟在 证券日报 该新闻报道称，尽管中国监管机构去年禁止这种做法，但房地产经纪人正在与银行合作，向潜在买家提供用于首付的贷款。
根据 报告 房地产经纪人鼓励客户向贷款人员撒谎，以了解资金的实际使用方式，但尽管如此，银行仍在为城市住所所需的高额首付款提供资金方面保持同谋。
说话 中央电视台 , the 北京 CBRC said that the municipal banking sector has recently seen accelerating growth in personal business and consumer loans, and that this was reflected by shifts in the local market.
According to CBRC, however, some of the personal business and consumer loans made by 北京 banks have flowed into the real estate market and been used to make purchases of residential property in breach of violations, at a time when Chinese regulators are imposing heavy controls on the market in order to contain the growth of potential housing bubbles.